FAQs

Questions, answered.

How our auto broker service works for drivers in Los Angeles and across California.

Why should I use an auto broker?

For the same reason you'd bring a lawyer to court: someone who knows the process inside out, on your side. Our experience, dealer relationships, and volume unlock discounts you can't get alone, and we pass them straight to you.

How much does it cost?

One flat $498 fee: $249 to get started and $249 on delivery. That covers advice, sourcing, negotiation, paperwork, and delivery to your door.

Why should I pay a fee?

Our average customer saves $2,000+ versus buying at the dealership alone. Results vary by vehicle and terms, so compare the complete quote including our fee before you decide. We also handle the search, negotiation, and paperwork.

Won't a broker take longer than doing it myself?

We handle the research, negotiation, and logistics so you spend less time calling dealerships. The timing depends on the vehicle and your requirements; your broker can give you a realistic estimate after you share the details.

Can you help if I have bad credit?

Often, yes. We work with multiple lenders, including credit specialists, and we'll shop your situation to find the best rate available to you.

Do I need to research the car first?

Not at all. Know exactly what you want, or have no idea where to start: either way, we do the research and bring you options.

Which brands and dealerships do you work with?

All of them. We work with every make and model through a nationwide dealer network, searched on every deal.

Do you serve my area?

We currently serve California only, due to licensing. Expansion to more states is planned. Text us and we'll let you know when we're in your area.

Common leasing terms

A guide to the words in your quote. Your own contract sets the terms of your lease.

Allowable mileage: The miles included in your lease. Check the total allowance and the charge for going over it.
Capitalized cost: The amount used to calculate lease payments, starting with the agreed vehicle price and any other amounts included in the lease.
Capitalized cost reduction: Cash, rebates, or a net trade-in credit that reduce the amount used to calculate your lease payments.
Depreciation: The vehicle's decline in value. Lease payments account for this decline, along with the rent charge and other costs.
Drive-off or inception fees: Amounts due when you sign or receive the vehicle. Ask for an itemized total, including any first payment, taxes, registration, deposit, and down payment.
Early termination: Ending the lease before the agreed date. The contract determines the costs, which can be substantial; request a written quote before deciding.
Excess wear and tear: Damage or wear beyond what the lease allows. The lease explains what may lead to charges when you return the vehicle.
Gap coverage: Protection that may cover a shortfall between an insurance payout and the amount owed if the car is stolen or totaled. Check whether it is included and what exclusions apply.
Incentives: Manufacturer or dealer offers, such as rebates or promotional terms. Eligibility and whether offers can be combined depend on the program.
Invoice price: A manufacturer's billed price to a dealership. It does not necessarily show the dealer's final cost after incentives or other adjustments.
Lessee: The person or business leasing the vehicle.
Lessor: The company providing the lease. This may be a bank or an automaker's finance company rather than the dealership.
Money factor: A number used to calculate the lease's rent charge. Compare it alongside the price, residual value, term, and total amount due.
MSRP or sticker price: The manufacturer's suggested retail price. It is a reference price, not necessarily the price you agree to pay.
Payoff or buyout amount: The amount required to purchase or settle the vehicle under your contract. Request a current quote; it can differ from the stated residual value.
Residual value: The vehicle's estimated value at the end of the lease, used in calculating payments. The contract explains any purchase option.
Sales tax: Tax included in the vehicle transaction. How it is charged depends on the location and deal; review it in the itemized quote.
Security deposit: Money held under the lease's terms, separate from a down payment. Check the conditions for its return or use against amounts owed.
Subsidized or subvented lease: A manufacturer-supported lease offer with promotional pricing or financing terms. Check the eligibility requirements and full terms.
Lease term: The agreed length of the lease. Compare the term with the mileage allowance, amount due up front, and total payments.

More on comparing leases: the Consumer Financial Protection Bureau and the Federal Reserve's guide to up-front costs.

Talk it through with a broker